Arizona Bankruptcy Courts
The Arizona Bankruptcy System is divided into 3 federal divisions. Each of these districts serve specific
counties across the state and maintain local offices for filing. For division specific information, see:
According to the Administrative Office of the U.S. Courts, the 2003 national rate
of filing personal bankruptcy was one in every 79.1 households (1.27%).
At this rate, over the next 30 years, 38% of all U.S. households will be liquidated by
the federal court system. In Arizona, the rate is one in every 78.2 households
which ranks as the 12th highest in the country.
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Total Arizona Bankruptcy Filings in 2003 |
| District |
Total |
Ch 7 |
Ch 11 |
Ch 12 |
Ch 13 |
| Arizona |
31,712 |
25,247 |
273 |
5 |
6,186 |
|
Businesses Filing Arizona Bankruptcy in 2003 |
| District |
Total |
Ch 7 |
Ch 11 |
Ch 12 |
Ch 13 |
| Arizona |
775 |
417 |
238 |
5 |
114 |
With the rise in commercial popularity of bankruptcy reform, new proposed regulations have been prevalent
before both houses of US Congress since 1994. President Bush enthusiastically endorses pending proposed
amendments, while consumer advocacy groups raise constant objections to the reduction and/or elimination of
individual protection. The constitutionality of these amendments remains unclear.
Arizona Bankruptcy Practices - Local Rules
Each Division maintains Arizona bankruptcy local rules of court.
Many local rules are standardized across the county and provide further
clarification and instructions for administrative responsibilities of
attorneys. By way of example, instructions on filing additional declarations
and required data are not included within the U.S. Bankruptcy Code, but
are however routinely published by the Clerk of the Court along with Arizona bankruptcy records. Local rules
also may include unique location specific instructions applicable only
to a particular district or division. All debtors filing pro se must also follow
local rules regardless of actual notice. A violation of local rules
may result in dismissal. Copies of local rules are available from the Clerk of the Court for
each Arizona Bankruptcy Division. Courts may also offer a glossary of Arizona bankruptcy terms that provide
definitions of common words and phrases.
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